Personal Injury Services
San Diego Car Accident Lawyer
The insurance company has adjusters working on your claim already. You should have someone who knows exactly how they think.
Experience on Both Sides
We Know How Insurance Companies Build Their Case
After a serious car accident, the most important decisions happen early: what you say to the insurance company, which doctors document your injuries, and whether anyone is looking beyond the other driver for sources of recovery. Chris Villasenor spent the early part of his career working on behalf of insurance companies. He knows how adjusters evaluate claims, where carriers look to limit payouts, and what it takes to make them pay what a case is worth.
Our Services
We Look Beyond the Obvious Policy
Many car accident cases are worth far more than the at-fault driver's policy limit, and recovering the difference takes knowing where to look:
Your own UIM coverage. If the at-fault driver’s policy is too small, your own underinsured motorist coverage may provide a second recovery. Many of our cases resolve in two phases: the underlying claim, then a UIM claim on top of it.
Other liable parties. Road design, obstructed sightlines, and property conditions can make a third party responsible alongside the driver.
Every available source. Umbrella coverage, employer liability, and assets beyond insurance.
Case Results
Results in Car Accident Cases
Disclaimer: Results depend on the facts of each case.
FAQs
Questions Clients Often Ask
Answers to the questions injured clients raise most often about these cases.
If the at-fault driver’s liability policy is too small to account for the harm caused, the injured person’s own underinsured motorist coverage may provide an additional source of recovery. Villasenor Law Offices checks for UIM coverage because some car accident claims resolve first against the at-fault driver and then through the client’s own policy.
Yes. A San Diego car accident claim may involve other responsible parties when road design, obstructed sightlines, property conditions, employer responsibility, or other circumstances contributed to the collision. The firm investigates beyond the other driver to identify every potentially liable party and available source of recovery.
The firm may examine scene and roadway evidence, witness accounts, vehicle information, and accident-reconstruction or other field evidence when the case requires it. Medical evidence is also developed to document current injuries and the expected cost of future care.
Speak With an Attorney Who Knows Your Case
Before you accept the insurance company's number, find out what your case is actually worth.